A good night's sleep shouldn't be a luxury reserved for people with perfect credit scores. If you're dealing with less-than-ideal credit and need a new mattress, you have more options than you might think.
Why Mattress Financing Matters
A quality mattress is a significant expense, especially if you're already managing tight finances. But sleeping on a worn-out, unsupportive mattress affects your health, productivity, and quality of life. Financing lets you get the mattress you need now and pay over time.
How SNAP Finance Works
At Mattress Discount Plus, we partner with SNAP Finance for lease-to-own financing. Here's what to know: - More than a credit score: SNAP looks at more than your credit score when you apply - Quick application: Apply in store or online in a few minutes - Your whole setup: Use your approval on a mattress, base, pillows and accessories - Flexible payments: Choose a weekly, bi-weekly or monthly schedule - Know the total cost: SNAP shows your payment schedule and total cost before you sign
How to Apply for SNAP Finance
The process is straightforward: - Step 1: Choose your mattress at Mattress Discount Plus - Step 2: Apply for SNAP Finance (takes about 5 minutes) - Step 3: If approved, sign your agreement and take your mattress home - Step 4: Make your payments on the schedule you chose
Tips for Getting Approved
- Have a valid ID and active bank account
- Provide accurate income information
- A steady income source helps, even if your credit isn't perfect
- Having a phone number and email address for verification
Two More Ways to Pay Over Time: Acima and Synchrony
- Acima (lease-to-own): Acima buys the item and leases it to you. You make lease payments on a schedule and own it at the end of the lease, or sooner with an early purchase option. To apply you need an active checking account, steady income and a government-issued photo ID.
- Synchrony (credit financing): a credit account from Synchrony Bank for qualifying purchases, subject to credit approval. Ask about the promotional financing offers available when you buy; minimum monthly payments are required.
Each provider sets its own approval and terms. Compare SNAP, Acima and Synchrony.
What If I Get Denied?
If one option isn't a fit, ask us about the other two, and we'll help you find a mattress that fits your budget today.
Don't Wait to Sleep Better
Your health is too important to put off. Visit Mattress Discount Plus in Yukon and let us help you find a mattress and a payment option that works for you.
